When you have no credit in cash and can get credit card, it is necessary to quickly get a credit card.
The first thing you need to know the list of banks issuing the cheapest and best credit cards. In this case, Internet can help you, visit bank branches and ask to experts. But the final decision is up to you, as soon as you know for what purpose you want to order a credit card.
When the choice is made, there are two ways to get a credit card from a bank.
1) You go to the bank and get to the bank’s specialists form. Filling out a questionnaire or application for a credit card and provide all necessary documents. Submit the form to the bank and then you only have to wait for the bank.
2) Apply for a credit card over the internet.
Let see, in this article how to get a credit card online.
How to get a credit card online?
Many banks allow you to order a credit card over the Internet . Most often, it is necessary to fill some online application form on the website of the bank and wait for the call operator that tells when and where you can get a card, if the result to your application is yes. With regard to the questionnaire, when ordering a credit card through the website of the bank, they required information such as: name, passport details, address, taxpayer identification number, as well as information on the place of work, family, property ownership, conscription.
Can I give false information, without the certificates and documents?
All data seriously checked by the security service of the bank, so to deceive the bank, in the hope that the online credit card application may carry false information, will not work. Besides, if the need for credit to appear at a bank branch, there may require documentary evidence specified in the questionnaire data.
It may be that the card delivered by mail, but the client should get a credit card in person. If the credit card ordered over the Internet by paid service, you can get a credit card in the mail for free. Sometimes it is necessary to pay for postage costs or do some one-time payment to the bank.
Why the Bank may refuse to issue a credit card?
There are several factors due to which the banks have the right to refuse you in getting a credit card;
- Providing false information (eg, suppressing the facts of a credit card of another bank),
- Having a bad credit history,
- Age of the potential borrower (less than 22 or greater than 65 years),
- Lack of registration in the region,
- Less than 6 months time at the same place.
If one, or even several conditions from the list, then the bank has the right not to issue you a credit card and even do not provide a cash loan.