Lloyds Bank Mortgages and Rates

The amount you can borrow with Lloyds Home Loans differs depending on the value of the property. It also depends on your own personal and financial circumstances.


Lloyds Bank – Offering a Range Mortgages with Special Offers
Lloyds Bank is a well-known name on the High Street in the UK. For those looking to buy their first home or move somewhere new it’s a good place to visit.

If you’ve already got a mortgage and are looking for a better deal it’s also got a lot to offer. To entice new customers there are currently some very attractive deals.

Current Lloyds Bank Mortgages Deals
Remortgage with Lloyds Bank Mortgages and you can get one standard monthly mortgage payment refunded. The amount of the refund can be as much as £1,000. Lloyds Bank is also offering to arrange and pay any basic legal fees on a selection of their mortgages, as well as provide a free standard valuation. Lloyds Bank also runs a Club for its customers.



Members of Club Lloyds can enjoy an extra 0.20% off any fixed rate in the mortgage range.

Lloyds Mortgage Rates and Limits
The amount you can borrow with Lloyds Home Loans differs depending on the value of the property. It also depends on your own personal and financial circumstances.

It is possible to get an ‘Agreement in Principle’ before you start looking for a property. It will also depend on a credit check that will be performed. You will be required to use some of your own money to buy the property.

This deposit amount will be at least 5% of the property price. Lloyds Mortgage Rates will also vary depending on the Lloyds Home loans product being chosen. They range from 3.7% up to 4.2%. This rate is made up of the basic interest rate in addition to the Homeowner Variable Rate.

Please be aware that your home may be repossessed if you do not keep up with your mortgage repayments.