PiggyBank Personal Loans and Rates

Piggybank offers loans from £100 up to £1,000. Loans can be for as little as 7 days, up to 5 months. On £100 for one month, the interest rate works out at 124%


If you are looking for a personal loan and want to work with a flexible lender that will take into account the affordability of the loan, then take a look at PiggyBank.

Finding personal loans in England can be difficult if you don’t have a high credit rating, but there are some flexible lenders out there that will try to work with a wider range of borrowers and offer loans over varying periods of time at more ethical rates than a payday lender.

Attractive Piggybank Personal Loan Offers
Piggybank offers loans from £100 up to £1,000 with a minimum APR of 1255% and a maximum APR of 1698.1$. Loans can be for as little as 7 days, up to 5 months, depending on the amount and your personal circumstances.



PiggyBank personal loans are aimed at people who need short-term loans but don’t want to use a doorstep lender or go through a broker that charges high fees. Sadly, with personal loans in England, there is a gap in the market for small amounts of borrowing of this nature – and PiggyBank offer competitive interest rates.

On £100 for one month, the interest rate works out at 124% – but when quoted as annual equivalent rate, it looks far less appealing. This is normal for short-term borrowing.

When it comes to loan offers UK borrwers don’t have a huge amount of choice in the short-term range. Those who need to borrow but who don’t have an overdraft facility or a low-interest credit card may find that when looking for loan offers UK banks expect perfect credit, and don’t tend to entertain short term borrowing. PiggyBank personal loans fill that gap.

They are regulated by the FCA, and they offer transparent pricing and convenient borrowing that ensures access to credit for those that need it the most.