5 Best Student Loan Offers in 2018

Federal Perkins Loans, Federal Direct Subsidized Loans, Federal Direct Unsubsidized Loans, Federal Direct PLUS Loans and Private Loans.


Financing your studies can be challenging. Whether you are looking for a loan to pay your tuition, or if you are looking for a loan to live on while your study, there are several options open to you. You will need to think very carefully about which option is the best decision for you.

1. Federal Perkins Loans
Some students may find that they are eligible for a Federal Perkins Loans. These are special loans that are often given to students by the government. Not everyone is able to apply for these loans as there is a very tight criteria. They are usually awarded to students with the greatest needs.

2. Federal Direct Subsidized Loans
These loans are need-based so they do dependent on your circumstances. They offer a small amount of money to help you get through your studies. The government will pay the interest on the loan while you are studying in order to help you out.



3. Federal Direct Unsubsidized Loans
These are loans that are not need-based and so anyone can apply for them.

Again they offer some finance to help you get through college and there are different amounts depending on the year of your studies.You can either pay the interest while you are in college or it can be added t the loan at the end.

4. Federal Direct PLUS Loans
These are designed to help graduate students and parents to study. They allow this group of students to borrow the total cost of attending college.

5. Private Loans
Another best loan offers in 2018 comes from a private alternative. Many of the large banks including Santanderbank offer a competitively priced personal loan.

This could be a great option depending on your circumstances.